Terms of Service

These terms govern your use of our services and website. Please read them carefully.

Last updated: May 22, 2025

Acceptance of Terms

By accessing or using the services provided by International Securities ("we", "us", or "our"), you ("you" or "your") agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services.

These Terms apply to all users of our website, client portal, and financial services, including prospective clients, current clients, and website visitors.

Description of Services

International Securities provides the following services:

  • Investment advisory services
  • Risk management and asset protection strategies
  • Global diversification consulting
  • Portfolio stability analysis
  • Financial planning and wealth preservation services
  • Educational resources and market insights

Important: Our services are provided for informational and advisory purposes. Investment decisions remain your responsibility, and past performance does not guarantee future results.

Eligibility and Account Requirements

Eligibility

To use our services, you must:

  • Be at least 18 years of age
  • Have the legal capacity to enter into binding agreements
  • Provide accurate and complete information
  • Comply with all applicable laws and regulations

Account Security

You are responsible for:

  • Maintaining the confidentiality of your login credentials
  • All activities that occur under your account
  • Notifying us immediately of any unauthorized access
  • Using strong passwords and enabling multi-factor authentication

Investment Risks and Disclaimers

Important Risk Disclosure

All investments involve risk, including the potential loss of principal. Past performance does not guarantee future results. Securities markets can be volatile, and investment values may fluctuate.

No Guarantee of Returns

We do not guarantee:

  • Investment returns or performance
  • Protection from market losses
  • The achievement of specific financial goals
  • The suitability of any particular investment strategy

Professional Advice

Our recommendations are based on your financial situation and goals as disclosed to us. It is your responsibility to inform us of any material changes that may affect your investment strategy.

Website Use and Restrictions

Permitted Use

You may use our website for:

  • Accessing information about our services
  • Managing your client account (if applicable)
  • Reading educational content and market insights
  • Contacting us for legitimate business purposes

Prohibited Activities

You may not:

  • Use our website for any unlawful purpose
  • Attempt to gain unauthorized access to our systems
  • Distribute malware or engage in hacking activities
  • Copy, reproduce, or distribute our content without permission
  • Impersonate another person or entity
  • Interfere with the proper functioning of our website

Intellectual Property

Our Content

All content on our website, including text, graphics, logos, images, and software, is the property of International Securities or our licensors and is protected by copyright, trademark, and other intellectual property laws.

Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our website for personal, non-commercial purposes, subject to these Terms.

User Content

By submitting content to us (such as through contact forms), you grant us a non-exclusive, royalty-free license to use, modify, and distribute such content for business purposes.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, INTERNATIONAL SECURITIES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR USE, INCURRED BY YOU OR ANY THIRD PARTY.

Our total liability for any claim arising out of or relating to these Terms or our services shall not exceed the amount of fees paid to us in the twelve months preceding the claim.

Some jurisdictions do not allow the exclusion or limitation of certain damages, so these limitations may not apply to you.

Indemnification

You agree to indemnify, defend, and hold harmless International Securities, its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising out of or relating to:

  • Your use of our services or website
  • Your violation of these Terms
  • Your violation of any applicable laws or regulations
  • Any content you submit or transmit through our services

Termination

Termination by You

You may terminate your relationship with us at any time by providing written notice. Upon termination, you remain responsible for any outstanding fees and obligations.

Termination by Us

We may terminate or suspend your access to our services if:

  • You violate these Terms
  • You engage in illegal or unethical conduct
  • We are required to do so by law or regulation
  • We cease providing services

Dispute Resolution

Governing Law

These Terms are governed by the laws of the State of New York, without regard to conflict of law principles.

Arbitration

Any disputes arising out of or relating to these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the Financial Industry Regulatory Authority (FINRA).

Changes to Terms

We may update these Terms from time to time. We will notify you of material changes by email or through a prominent notice on our website. Your continued use of our services after such changes constitutes acceptance of the updated Terms.